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Author Topic:   Can we print our own checks?
Toronado3800
Gearhead

Posts: 851
From: St. Louis, MO
Registered: Jul 2001

posted 03-25-2005 12:39 AM     Click Here to See the Profile for Toronado3800     Edit/Delete Message   Reply w/Quote
Finally I'm close to the bottom of my ten year old book of 400 checks. My girlfriend showed me a company she orders cute picture checks from for about the same price my bank will sell me new ones.

Can I just print my own if I keep the routing numbers on the bottom right? It really won't save me much money and will probably cost me time, but at least I'll get my own pictures on them.

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mustangs68
Moderator

Posts: 22320
From: Buckroe Beach Va MCA#39406 M&M #12 Member Mustang Club of Tidewater
Registered: May 99

posted 03-25-2005 06:24 AM     Click Here to See the Profile for mustangs68   Click Here to Email mustangs68     Edit/Delete Message   Reply w/Quote
Well I know they weren't real happy with me when I printed my own money

But there are seveal companies that will put what you want on your checks.
Sam

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sigtauenus
Gearhead

Posts: 2219
From: Va Beach
Registered: Jun 2000

posted 03-25-2005 06:58 AM     Click Here to See the Profile for sigtauenus   Click Here to Email sigtauenus     Edit/Delete Message   Reply w/Quote
Ever see that movie "Catch me if you can?"

That's reason enough for me to pay for checks that come with all the latest security features.

I go a long time to use a book of checks too, usually go for months without writing a single check.

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ccode67
Gearhead

Posts: 2659
From: douglasville,ga,usa
Registered: Mar 2001

posted 03-25-2005 07:18 AM     Click Here to See the Profile for ccode67   Click Here to Email ccode67     Edit/Delete Message   Reply w/Quote
I don't think so.
Years ago, not too sure about now, the ink used to print the routing and account numbers was a magnetic ink, so it would pickup in the "reader" at the bank.

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hwyman3
Gearhead

Posts: 490
From: Southern Maryland, USA
Registered: Jul 2004

posted 03-25-2005 07:36 AM     Click Here to See the Profile for hwyman3   Click Here to Email hwyman3     Edit/Delete Message   Reply w/Quote
I'm not a lawyer, I don't play one on tv and I didn't stay at a Holiday Inn Express last night, but I remember reading somewhere that a bank is required to honor a hand-written check, so long as it has your account/routing information, the amount in both numbers and words and your signature. Again, not sure, but I remember reading it somewhere.

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Greg W.
MCA #52100
2002 Laser Red GT Coupe
1991 F-150 XLT 4x2 5.0
Southern Maryland Mustang Club
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SteveLaRiviere
Administrator

Posts: 43152
From: Saco, Maine
Registered: May 99

posted 03-25-2005 08:18 AM     Click Here to See the Profile for SteveLaRiviere   Click Here to Email SteveLaRiviere     Edit/Delete Message   Reply w/Quote
Quickens has a feature where you print your own checks but I think you need special paper.

For the pennies checks cost, why bother?

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'70 Mustang Mach 1 351C 4V/FMX/3.25 Open
'70 Mustang Convertible 250 I6/3 speed/2.79 Open
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Toronado3800
Gearhead

Posts: 851
From: St. Louis, MO
Registered: Jul 2001

posted 03-26-2005 03:44 AM     Click Here to See the Profile for Toronado3800     Edit/Delete Message   Reply w/Quote
Exactly, I'll probably go with a company some one else has used with no negative results. Just wondering though. I know I'm too paranoid to turn my banking information over to the first choice I find googling "new checks".

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69maverick
Moderator

Posts: 1455
From: Thomaston,CT.
Registered: Jan 2001

posted 03-26-2005 08:29 AM     Click Here to See the Profile for 69maverick   Click Here to Email 69maverick     Edit/Delete Message   Reply w/Quote
I've been printing my own checks for years.
I use a program that I bought a Staples called Versa Check. I don't think there still around but there are many others. I have never had a problem and as far as security features they are built into the blank check sheets that you can buy at staples. You have to be carefull how you print them because its hard to see the writing if you print the wrong picture. I have done many with pics of my car or my son's but I needed to do some photoshop on them to make it so they would work on the check.

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ekbeanctr
Gearhead

Posts: 687
From: Middlebury, IN USA
Registered: Dec 2000

posted 03-26-2005 06:31 PM     Click Here to See the Profile for ekbeanctr   Click Here to Email ekbeanctr     Edit/Delete Message   Reply w/Quote
We print our own checks at work, BUT, you must use what they call MICR ink. That allows the bank to magnetically read the account numbers. For an individual the bank may not care, but you stand a much better chance of errors on the checks, because someone has to type the amounts into the computer at the bank. You can buy the MICR cartridges at most office supply places I would guess. Higher $$$ though.

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TomP
Gearhead

Posts: 5761
From: Delta BC Canada
Registered: Dec 99

posted 03-27-2005 06:01 PM     Click Here to See the Profile for TomP   Click Here to Email TomP     Edit/Delete Message   Reply w/Quote
I usually don't take cheques ( < correct spelling, no?) and i don't write 'em either. I had one guy wanting to pay me with his info on a sheet of writing paper, he suggested going to the bank with me, we did and i was able to cash it. I felt like a trapper trading furs at the bank.

[This message has been edited by TomP (edited 03-27-2005).]

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67stang
Gearhead

Posts: 2356
From: Panama City, FL
Registered: Jun 99

posted 03-27-2005 09:04 PM     Click Here to See the Profile for 67stang   Click Here to Email 67stang     Edit/Delete Message   Reply w/Quote
Versa Check is a good program where you can print your own checks. It does require special check paper.

Some banks dosn't like you using versa check though...

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Toronado3800
Gearhead

Posts: 851
From: St. Louis, MO
Registered: Jul 2001

posted 03-28-2005 12:30 AM     Click Here to See the Profile for Toronado3800     Edit/Delete Message   Reply w/Quote
I suppose you have to fuzz up or lighten the picture so you can see your writing through it. I found some checks for reasonable with pitcures of monuments and stuff so I think I'll order those.

Unless the bank upsets me and I try that fur trading thing

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69maverick
Moderator

Posts: 1455
From: Thomaston,CT.
Registered: Jan 2001

posted 03-28-2005 10:04 PM     Click Here to See the Profile for 69maverick   Click Here to Email 69maverick     Edit/Delete Message   Reply w/Quote
If your car is a light color its not a problem. The dark colors are tough. I have printed them in negative oe an outline. Its not a big deal just start with a good kit like VERSA and it will work out fine. Like I said earlier I've been printing them for years!

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